Mortgage Loan Service is also known as Loan Against Property- ChennaiLoan Service 7299870518

Mortgage Loan Service is also known as Loan Against Property.

MORTGAGE LOAN IN CHENNAI

HOUSING LOAN IN CHENNAI

CIBIL DEFAULT HOUSING LOAN IN CHENNAI

CHEQUE BASE BUSINESS LOAN IN CHENNAI

Mortgage Loans Features

• You can be Salaried OR Self-employed
• Minimum income: Rs 3 lakhs per annum
• Property must be within city limits of Chennai only
• Property can be Residential / Office / Showroom – Please Note: Warehouse/godown /hospital/ hotel / marriage hall etc. accepted
• EMI Calculator
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Documents for Mortgage Loan

(Please provide only self-attested copies, not original unless specified)

KYC(for each applicant)

• PAN Card copy
• Address proof: copy of Telephone bill / Passport/ ration card/ Voter ID / Driving Licence
• Application form completely filled up (contact us for the application form)
• Passport sized Photo

Income Papersfor each applicant (for Salaried)

• Latest year Form 16 from employer
• Proof of minimum 3 years overall work experience (such as appointment letter, experience certificate etc.)
• Last 1 year bank statement
• Other loan details (Personal Loan/Home Loan/ Mortgage Loan / Car Loan) -sanction letter, current outstanding, statement of account, when is last EMI payable (if applicable)
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Income Papers (for Self-Employed)

• Latest 3 years complete set of Income Tax returns –including P/L account, B/S, Form 3CB/3CD/ Computation of Income(in case of partnerships, each partners’ returns required)
• Memorandum & Articles of Association / Partnership Deed as applicable
• Last 1 year bank statement(in case of partnerships, each partners’ statement required)
• Other loan details (Business Loan/Home Loan/ Mortgage Loan / Car Loan) -sanction letter,
• current outstanding, statement of account, when is last EMI payable (if applicable)(in case of partnerships, each partners’ details
• required
• Where individual directors’ rental income or other incomes are to be considered, above set of papers for each director required
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Property Papers xerox copies only:

• Sale deed
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• Construction agreement with builder(for flats)
• Parent documents
• Property tax paid latest
• Approved Plan
• Patta
• Encumbrance Certificate