Trying to take a loan is a nightmare for most of us in any situation and, coupled with a bad credit score or CIBIL score, it promises to be a hellish experience for everyone involved.
CIBIL DEFAULT HOME LOAN
CIBIL DEFAULT PROPERTY LOAN
CIBIL DEFAULT PERSONAL LOAN
CIBIL DEFAULT BUSINESS LOAN
CIBIL DEFAULT MORTGAGE LOAN
Low or bad credit rating effectively ruins your chances of getting a loan from a financial institution because they view you as a bad egg, someone who might default on their repayments and can turn into a bad investment for them. They base is purely on your history and a theoretical approach to credit assessment.
I responded to a question posted on a consumer forum this evening, and it inspired this blog post loan yantra
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