Tuesday, 13 December 2016

Cibil Default Personal Loan / Cibil Default Business Loan/ Cibil Default Property Loan/ Cibil Default Housing Loan -No Advance Private Finance

PROPERTY BASED (with Income Proof for Salary / Business)images 

  BANK – NBFC / Private Finance

*      Minimum loan amount will be 5lacs

*      C I B I L score should be more than 500 (500<)

*      Old Building: If Plan approval is NOT there; then 13 years TAX receipt is required.

*Loan for Building Construction



We arrange PRIVATE FINANCE / BANK -/ NBFC-
Chennai only- Chennai Only










 SALARY PEOPLE WHO HAVE PROPERTY IN THEIR NATIVE PLACES CAN ALSO AVAIL PROPERTY LOAN.



BRIDGE LOAN – Property Based

FINANCE CAN BE ARRANGED TO RELEASE THE PROPERTY FROM BANK BASED ON BANK SANCTION LETTER.

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Required documents for salaried:



a.       Last one Year Bank Statement – updated till date.

b.       Last 6 Months Salary (Pay) Slip.

c.       Identity Proof.

d.      Residence Proof.

e.       Pan Card. – (Front & Back)

f.       Company Offer Letter.

g.      Company Identity Proof. (Front & Back)

h.      Photo- 2 No’s.(Color Passport Size)

i.       Tax Receipt & Ration Card. (Own House)

j.       Telephone – Landline / Mobile (postpaid) Bill.

k.      Previous Company relieving letter.

l.        Reference:

    1. Relative – 2 contact No’s.

    2. Friends – 2 contact details (Name, Mobile Number with Address).



docs

Required documents for Business:



a.       Business profile (with business background)

b.      Last one Year Bank Statement of company current a/c

c.       Last one Year Bank Statement of personal savings a/c

d.       Last Three years of company IT return document with Balance Sheet and Audit report.

e.       Last Three years of personal IT return document

f.      Photo Identity Proof (clolur xerox copy).

g.      Residence Proof – colour xerox copy.

h.      Photo- 2 No’s.(Color Passport Size)

i.       Company PAN Card – colour xerox copy. (front & back)

j.       Personal PAN card –  colour xerox copy – (front & back)

k.      Tax Receipt & Ration Card. (Own House)

l.       Telephone-Landline / Mobile (postpaid) Bill.

m.      Gas Bill & Passport colour xerox Copy.

n.      Visiting card – 2 nos.

o.      Company registration certificate (Govt).

p.     T I N no.

q.       Reference :

.1.Relative – 2 contact No’s.

  .2.Friends – 2 contact details (Name, Mobile Number with Address).





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Details of Property documents



Ø  Sale deed documents

Ø  Parent (mother) documents

Ø  PATTA, CHITTA, ADANGAL with survey numbers

Ø  Property tax, water tax, EB bill  & card.

Ø  Building – plan approval.

Ø  Encumbrance certificate (EC) for 40 years

Ø  Legal opinion (for collateral)

Ø  Layout / FMB sketch & etc…

1. Valuation Report prepared by a Government Approved Valuer. (Not older than six months)

2. Search / Title Report carried out by an advocate / solicitor from the approved panel showing search for at least 40 years. (Not older than 3 months)



*Terms & conditions apply.


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