LOAN AGAINST PROPERTY
Loan Against Property
We tied up with GOVT. and Private Banks to bring best-in-class Loan Against Proerties services to our customers. Zero hassle, transparent service and an exhaustive list of products which enables every individual to apply for a Loan Against Proerties through us with Financial Institutions
We Offers doorstep service & home loan specialists who help you in the home loan process with timely intervention to make your home purchase a delight!Union Group finance brings Loan against Property with exclusive features that compliment your business model. Maximum eligibility, market valuation of properties & multiple assessment criteria ensure the bank meets your loan expectation. Competitive interest rates and customer friendly pre-payment options are all aimed at your delight!
LOAN AGAINST PRPOERTY
State Bank and its associate:- State Bank of India, State Bank of Bikaner & Jaipur, State Bank of Hyderabad, State Bank of Patiala, State Bank of Mysore, State Bank of Travancore.
Nationalised banks:- Allahabad Bank, Andhra Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Central Bank of India, Corporation Bank, Dena Bank, Indian Bank, Indian Overseas Bank, Oriental Bank of Commerce, Punjab & Sind Bank, Punjab National Bank, Syndicate Bank, UCO Bank, Union Bank of India, United Bank of India, Vijaya Bank.
Other public sector banks:- IDBI Bank, Bharatiya Mahila Bank
Private-sector banks:- HDFC Bank, ICICI Bank, Axis Bank
Features & Benefits.
Competitive interest rateMultiple assessment criteriaMarket valuation of propertiesLoans upto 15 yearsTop-up facility available
Shift your loan from another bank & avail lower interest rate.
Eligibility Salaried Individuals.
Loan amount – Minimum 10 lakhsTenor – Minimum 12 months & Maximum 10 yearsLoans upto 65% of the property valueType of properties funded – Residential & commercial self-occupied and rented propertiesMinimum income – Rs. 30,000 gross salary per month (salary of upto 2 applicants can be added to meet the minimum income criteria)Minimum qualification – GraduateMinimum experience – 3 years
Minimum age at loan sanction – 24 years Maximum age at loan maturity – Lower of 65 years of retirement age.
Additional criteria for Self-employed customers
Constitution of borrowers
Individuals/proprietorship concernsPartnership firmsPrivate limited companies
Closely held Public Ltd. Companies
Minimum age at loan sanction – 23 years
Co-applicant mandatory for all loans.
Documentations
Last 3 years ITR along with acknowledgement & computation of income OR latest salary slip in case of salaried customersAudited financials with tax audit report (audited for Turnover > 40 Lakhs and CA certified for Turnover < 40 Lakhs) – only for self-employed customersLast 6 months bank statement of main banking a/cLoan detailsCopy of property papers including latest sale deedAddress/ID/signature proof/Pan card copyFilled in Loan Against Property application form
Photograph of applicant and co-applicant
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