Scheme:
PURPOSE
1
Construction of House
2
Flat under construction
3
Repair/Renovations
4
Extension of House
5
Composite Loan
6
Purchase of ready build house / Flat
2
ELIGIBILITY
1.SC/ ST/Minorities, male or female as title holder
2. Women as title holder, either singly or jointly with co borrower, having income to service
the loan and who satisfy our lending norms.
3. Property should be located in rural areas (i.e., with population < 50000 as per 1991
census)
3
QUANTUM OF LOAN
construction of House/ Purchase of house
Up to Rs.500.00 lacs
Extension/renovation of the house
4
RATE OF Interest
9.60% fixed for 5 years
5
DISBURSEMENT
On the date of Registration (in purchase)/ on construction progress wise
6
REPAYMENT
Salaried class
5 years to Maximum 30 years
Professionals
Min 5 years to Max 25 years
NRI/Business
Min 5 Years to max 15 years
7
SECURITY
Equitable mortgage of the property being financed
8
COLLATERAL SECURITY
On case to case basis
9
STAMP DUTY
PURPOSE
1
Construction of House
2
Flat under construction
3
Repair/Renovations
4
Extension of House
5
Composite Loan
6
Purchase of ready build house / Flat
2
ELIGIBILITY
1.SC/ ST/Minorities, male or female as title holder
2. Women as title holder, either singly or jointly with co borrower, having income to service
the loan and who satisfy our lending norms.
3. Property should be located in rural areas (i.e., with population < 50000 as per 1991
census)
3
QUANTUM OF LOAN
construction of House/ Purchase of house
Up to Rs.500.00 lacs
Extension/renovation of the house
4
RATE OF Interest
9.60% fixed for 5 years
5
DISBURSEMENT
On the date of Registration (in purchase)/ on construction progress wise
6
REPAYMENT
Salaried class
5 years to Maximum 30 years
Professionals
Min 5 years to Max 25 years
NRI/Business
Min 5 Years to max 15 years
7
SECURITY
Equitable mortgage of the property being financed
8
COLLATERAL SECURITY
On case to case basis
9
STAMP DUTY
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