Chennai finance mortgage loan bank and private quick cash 7299870518

Come to our company. Get financial loans here at Reliable Capital Investments, Number one trusted and fast private loaning company. Finance company is one of the world class business house of repute since more than 30 years and have never stopped looking for new ways to improve the success having Association with many banks. We offer 100% current market value of existing immovable property.

Whether you're running any business, Importer / Exporter, Pvt. Ltd. company, Public Ltd. company, we offer you FINANCIAL SERVICES. The business world is changing, so will the way you work. So we are changing the rules of the business world because the business world thrives on quick decisions, swift action and faster result. We are proud to be honored with the prestigious super financial services, the recognition stand testimony to the world class services and the trust that inspires in the minds of millions of Indians.

Our Loan against Property have various features, compare to other banks. They provide 50%-70% loan against current market value of the property.

We provide 1oan against current market value of the existing immovable property. Our yearly interest rates also very less compare to other banks interest rates i.e. 9% (Simple Interest, on reducing balance method) per year, whereas other banks are charging 14% to 16% per year.

Loan period will be 5 years to 20 years with additional 5 years as a moratorium period (if so desired). No charges for Pre-Payment / Pre-Closer of the loan amount.


With grate pleasure we inform you that we arrange & advance financial assistance from private & nationalized banks, financial institutions, private lenders & financers etc., only against mortgage of existing immovable properties such as residential & commercial buildings, ownership flats, business premises, shops, cinema halls, shopping malls, hotels & resorts, factories, industrial units, fixed assets of pvt. ltd. & public ltd. companies for the modernization, diversification, upgradation, expansion & smooth running of the business.




FAQ

Q :- What is “LAP”?

Ans :- Loan Against Property.


Q :- Rate of interest?

Ans :- 9% (Simple interest, on reducing balance method) per year.


Q :- Loan period?

Ans :- 5 to 20 years.


Q :- Moratorium period?

Ans :- 5 years. (A moratorium period is a time during the loan term when the borrower is not required to make any repayment. It is a waiting period before which repayment by way of EMIs begins. Normally, the repayment begins after the loan is disbursed and the payments have to be made each month.)


Q :- Total loan period?

Ans :- 25 years.


Q :- How can I repay loan & interest?

Ans :- The repayment of loan & interest is done through yearly equal installments. It can be paid through Post Dated Cheques (PDC) or Electronic Clearance System (ECS).


Q :- Can I pre-pay my loan?

Ans :- Yes.


Q :- Any charges for the Pre-payment / Pre-closer?

Ans :- No.


Q :- Which factors determine the eligibility of a mortgage loan?

Ans :- * Age. (Minimum 21 years).

*Property valuation report for the current market value. (Conducted by Government approved valuer) or notarized affidavit of self declaration for the valuation of current market value of the property. (On 100/- Rupees stamp paper).

*Existing liabilities. (If any).


Q :- How much loan can I get?

Ans :- You can get 100% loan against current market value of the existing immovable property.


Q :- How would the value of property be determined?

Ans :- The value of property would be determined through a valuation report for the current market value of the property. (Conducted by the Government approved valuer) or notarized affidavit of self declaration for the valuation of current market value of the property. (On 100/- Rupees stamp paper).


Q :- What are the stages involved in availing the loan?

Ans :- * Loan form

*Valuation report for the current market value of the property. (Conducted by Government approved valuer) or notarized affidavit of self declaration for the valuation of current market value of the property. (On 100/- Rupees stamp paper).

*Letter of acceptance of the loan.

*Processing.

*Documentation.

*Disbursement of the loan.


Q :- How much time does the FINANCE COMPANY take to disburse the loan?

Ans :- The processing of the loans usually takes 7 working days, once all the documents are submitted. It also depends upon your profile & documentation.


Q :- Does the property have to be insured?

Ans :- Yes, the property has to be insured against fire, flood, earthquakes & other appropriate hazards during the period of the loan. (DONE BY FINANCE COMPANY).


Q :- How can I Apply for the loan?

Ans :- loan form, fill up it with the appropriate details & submit. Please mail / courier (Xerox) us valuation report for the current market value of the property. (Conducted by the Government approved value) or notarized affida